Cheryl Cole's former bodyguard claims she owes him $113,000.

And Craig's claims come shortly after it was revealed Cheryl is suing 'X Factor' bosses over her sacking from the show - with her lawsuit including a request for "reimbursement" for the cost of her personal security.

Craig, 43, is said to have told a friend: Shes got a lot of nerve shes ignored all my requests for payment. She has around $45 million in the bank and could pay me tomorrow with a click of her fingers, but is refusing to.

His pal added to The Sun newspaper: Craig would have taken a bullet for that girl. He cant believe whats happened.

Craig is believed to be consulting a lawyer over the possibility of taking legal action against the 29-year-old beauty.

In her legal application last week, Cheryl - who was axed from the show just days into the first auditions last year - said she signed a 'Pay or Play' contract with production company Blue Orbit, who run the show, in April 2011 and was assured that she would receive $2 million for the second season of the show - even if she wasn't to appear on the judging panel again.

Cheryl also states in her 11-page lawsuit that she is owed further expenses, such as a $100,000 wardrobe allowance, a stylist at $25,000 and $15,000-per-month for every hotel she stayed at in Los Angeles, California, during the filming of the show.